In those days Hezekiah became sick and was at the point of death. And Isaiah the prophet the son of Amoz came to him and said to him, “Thus says the Lord, ‘Set your house in order, for you shall die; you shall not recover.'”2 Kings 20:1 (ESV)
You’ve probably read the story and know the outcome. Hezekiah turns on his bed to face the wall, prays, and the Lord grants him 15 more years. Even so, Hezekiah, like all of us, was mortal. All of us are “terminal.” The Lord granted him 15 more years but inevitably (by the end of the chapter actually), King Hezekiah still died.
And, also inevitably, one day so will you and I.
Recently, I had the opportunity to get licensed to sell life insurance. Whether I’ll ever actually write a policy for someone or not remains to be seen, but it was a very interesting class. As they explained it, the purpose of life insurance is to create an instant amount of wealth for your beneficiaries upon your death. You might die with a dollar to your name, but with a life insurance policy in place, it provides immediate financial security for your spouse or children or whomever for years to come(*).
The purpose of life insurance is to create an instant amount of wealth for your beneficiaries upon your death.
And, depending on the policy you choose, you may even be able to access a portion of the funds before your death if you are diagnosed with a terminal disease, which can help with immediate medical expenses.
God wasn’t telling Hezekiah to go out and buy life insurance. And that’s not the point of the passage.
However, the Lord’s advice to Hezekiah is still sound advice for all of us: Set your house in order. Practically speaking, is yours?Here’s a quick check list:
- Get a will made if you don’t already have one
- Include a living will for medical emergencies and end-of-life decisions
- If you don’t already have life insurance, consider getting some
- Incentive: The younger you are the cheaper it is, typically. No matter your current age, better to buy today than a year from now.
- If you already have life insurance, talk to you insurance agent and make sure you are adequately covered
- It might cost a little more in premiums every month if you need to buy more coverage, but it’ll almost certainly be worth it
One final thought: Providing for your loved ones after you are gone is an important consideration, for sure. However, it’s not the most important one. The most important matter in your life is getting your spiritual house in order, repenting and trusting in the Savior.
As 2 Peter 1:10 says, “give diligence to make your calling and election sure” (KJV). It’s not enough to say you once walked an aisle at a church, or prayed a prayer. You must know, without question, that you have been born again by the Spirit of God. Jesus is not an after-life insurance policy you take out and stuff the policy papers in some drawer.
Which brings us back around to my original question: Is your house in order?
(*)DISCLAIMER: I’m not offering insurance advice, selling any policies, or making any guarantees about your particular policy; I’m only speaking generally about life insurance. Consult a qualified agent in your state and shop around.